Bitcoin-to-Bitcoin Lending for Terminal Bitcoiners
Loan My Coins lets you stake your Bitcoin to borrow Bitcoin at 95% LTV, with a 5% fixed fee paid upfront. This BTC-to-BTC model eliminates margin calls, liquidations, and counterparty risk—you keep the full value of borrowed Bitcoin in your possession, unlike fiat loans where counterparty failure leaves you holding fiat. Learn more about how it works →
How It Works
Stake and borrow: Deposit 10 BTC, receive 9.5 BTC instantly (0.5 BTC fee upfront). Use the borrowed Bitcoin however you choose—sell for fiat, invest in assets that may outperform Bitcoin, or hold it. After 12 months, repay 10 BTC to reclaim your original stack.
Why It Matters
Capital efficiency: Selling borrowed Bitcoin lets you access liquidity while keeping your original stack intact. This is capital efficiency for Terminal Bitcoiners who've reached the limit of accumulation and want to make their Bitcoin work harder.
Ready to Get Started?
If you're ready to access liquidity from your Bitcoin without selling, submit an enquiry below. Our team will review your information and connect you with the right loan provider for your situation. We'll guide you through the process, answer your questions, and help you unlock your Bitcoin's value using our BTC-to-BTC lending model.
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About Loan My Coins
Key Features
95% LTV: Deposit 10 BTC, receive 9.5 BTC instantly—0.5 BTC fee upfront, clear terms, your BTC remains yours.
5% Fixed Rate: Low, predictable cost—access value now, preserve your long-term position.
No Margin Calls: Market swings don't force liquidation. Your stack stays intact, always.
No Counterparty Risk: You keep the borrowed BTC—unlike fiat loans where you're left holding fiat if the provider fails.
Use Cases & Benefits
Capital efficiency: Sell borrowed Bitcoin to fund strategies like investing in assets that may outperform Bitcoin, without selling your original stack.
Terminal Bitcoiners: For those who've stacked as much as they can, sold assets, and maxed out savings. At that stage, growing your position further requires capital efficiency: staking Bitcoin to borrow Bitcoin.
1 Bitcoin Minimum: Built for serious HODLers—tap into significant BTC value with ease.
View full factsheet →Featured Content
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