Calculator
Understand your Bitcoin loan
Arithmetic on the documented illustration. Not an offer of credit, and not a forecast. Your figures stay in this browser.
In bitcoin, not in dollars
Enter the amount in BTC. The figures update here, in your browser.
Bitcoin transferred1 BTC
Bitcoin received (95% illustration)0.95 BTC
Paid at repurchase0.95 BTC
Bitcoin returned0.95 BTC
Economic cost0.05 BTC
What happens to the proceeds?
Change the outcome measured in BTC, not USD. Stylised outcomes, not projections. Excludes taxes, transaction costs, spreads and other obligations. For spending, enter only what would remain unconsumed.
In BTC. Try proceeds that underperform, match, or outperform the amount received.
Value available0.95 BTC
Surplus over the repurchase obligation0 BTC
BTC after repurchase0.95 BTC
If you had simply held1 BTC
Difference against holding-0.05 BTC
The proceeds would cover the repurchase obligation, with no surplus from the deployment. The original economic cost remains, so this still leaves you behind simply holding.
- Scenario layer: the value of the deployed proceeds at repurchase is a hypothetical figure you supply, in BTC. It is not a forecast. For spending, enter only what would remain unconsumed.
- The scenario assumes the full hypothetical value can be converted to BTC at repurchase, and excludes taxes, spreads, transaction costs, and any other obligations.
- Documented illustration, per 1 BTC: 1 BTC transferred, 0.95 BTC received, 0.95 BTC paid at repurchase, 0.95 BTC returned, 0.05 BTC economic cost. Scaled from the amount entered.
- The original bitcoin is not returned untouched. The economic cost is retained under the arrangement.
- Whether these figures apply to a particular agreement is set by the provider's current product schedule and the signed agreement.
- Illustrative only. Not an offer of credit, not a forecast, and not a tax conclusion.
- The obligation at repurchase is in bitcoin. If the borrowed bitcoin has been spent, sold, or invested, it must still be obtained and paid.
- Extensions, early exit, non-payment, and provider failure follow the signed agreement with the provider, not this illustration.